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Greg Aftayev

Mortgage Solutions

Financing for Every Stage of Life.

From first home to forever home - and every transition in between. Greg Aftayev provides mortgage strategy tailored to your situation, not a product pitch.

28+ Years Mortgage ExperienceThrough 2008 crisis and 2022 rate surge
Owner at Homestead Financial MortgageEst. 1998
NMLS #230559Licensed mortgage professional
BBB A+ Rated Parent FirmInstitutional credibility
In-House Processing & UnderwritingEnd-to-end operations
Licensed in MO, IL, and INMissouri, Illinois, Indiana

Content last reviewed: June 2026

Buy a Home

Strategic financing from first search to closing day. Greg guides St. Louis area buyers through loan selection, pre-approval, and offer strategy in competitive markets.

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Refinance

Lower your rate or restructure your mortgage to fit your goals. Greg runs an honest break-even analysis so you know exactly when refinancing makes financial sense.

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Cash-Out Refinance

Unlock home equity for renovations, investments, or high-rate debt payoff. Greg helps Missouri homeowners evaluate whether a cash-out refi fits their broader financial plan.

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Debt Consolidation

Simplify your finances by rolling high-rate debt into your mortgage. Greg walks through the real long-term math before recommending this strategy.

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First-Time Homebuyers

Clear guidance and specialized programs for first-time buyers in the St. Louis area. Greg explains every step - from pre-approval to closing - so nothing catches you off guard.

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Relocation Support

Smooth mortgage solutions for families and professionals relocating to or from Missouri. Greg coordinates financing across state lines and tight timelines.

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Divorce Mortgage Planning

Compassionate, clear guidance through equity buyouts, name removal, and post-decree refinancing. Greg works directly with attorneys and mediators when needed.

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Self-Employed Borrowers

Flexible documentation pathways for entrepreneurs and business owners. Greg is experienced with bank statement loans and alternative income verification.

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