Mortgage licensing, consumer notices, and important legal disclosures
Licensing & Disclosures
This page provides important licensing information, state availability details, consumer notices, and general mortgage disclosures for Greg Aftayev and Homestead Financial Mortgage. Mortgage licensing requirements vary by state, and consumers are encouraged to verify company and individual mortgage loan originator licensing information through NMLS Consumer Access before applying for mortgage financing.
Greg Aftayev
Mortgage Loan Originator
NMLS #230559
Individual MLO identifier
Homestead Financial Mortgage
Company licensing applies separately
Equal Housing Lender
Fair lending commitment
Mortgage Licensing Overview
Greg Aftayev is a mortgage loan originator associated with Homestead Financial Mortgage. Mortgage loan originators and mortgage companies are subject to federal and state licensing requirements, and licensing authority may vary by individual, company, branch, and state.
Greg Aftayev’s individual NMLS number is 230559. Homestead Financial Mortgage’s company NMLS number is 222524. Licensing information for both can be verified through NMLS Consumer Access before final reliance on any state availability information.
Company-level licensing and individual mortgage loan originator licensing are separate. Homestead Financial Mortgage may hold company licenses in states where Greg Aftayev may not personally be licensed to originate loans. Consumers should verify both the company license and the individual mortgage loan originator license before proceeding.
Important Licensing Note
NMLS is the official system of record for non-depository financial services licensing or registration in participating state agencies, including mortgage companies and individuals.
States Where Greg Aftayev Is Licensed
Greg Aftayev is currently licensed to originate mortgage loans in the following states:
Illinois
Greg Aftayev is licensed to originate mortgage loans in Illinois, subject to applicable state, federal, investor, agency, and underwriting requirements.
Indiana
Greg Aftayev is licensed to originate mortgage loans in Indiana, subject to applicable state, federal, investor, agency, and underwriting requirements.
Missouri
Greg Aftayev is licensed to originate mortgage loans in Missouri, subject to applicable state, federal, investor, agency, and underwriting requirements.
Outside These States?
Homestead Financial Mortgage Company State Licenses
The following table lists the 23 active company-level state licenses for Homestead Financial Mortgage (NMLS #222524), sourced from NMLS Consumer Access. This reflects company licensing only and should not be interpreted as a list of every state where Greg Aftayev is individually licensed to originate mortgage loans.
| State | Lic / Reg # | License Type | Status | Renewed Through |
|---|---|---|---|---|
| Alabama | 23484 | Consumer Credit License | Approved | 2026 |
| Arkansas | 115759 | Combination Mortgage Banker-Broker-Servicer License | Approved | 2026 |
| Colorado | - | Mortgage Company Registration | Approved | 2026 |
| Connecticut | ML-222524 | Mortgage Lender License | Approved | 2026 |
| Florida | MLD1459 | Mortgage Lender License | Approved | 2026 |
| Georgia | 222524 | Mortgage Lender License | Approved | 2026 |
| Illinois | MB.0006030 | Residential Mortgage License | Approved | 2026 |
| Indiana | 17519 | Mortgage Lending License | Approved | 2026 |
| Iowa | 2022-0156 | Mortgage Banker License | Approved | 2026 |
| Kansas | MC.0001320 | Mortgage Company License | Approved | 2026 |
| Kentucky | MC748431 | Mortgage Company License | Approved | 2026 |
| Michigan | FL0027079 | 1st Mortgage Broker/Lender License | Approved | 2026 |
| Michigan | SR0027080 | 2nd Mortgage Broker/Lender Registrant | Approved | 2026 |
| Missouri | 222524 | Mortgage Company License | Approved | 2026 |
| Montana | 222524 | Mortgage Lender License | Approved | 2026 |
| New Mexico | - | Mortgage Loan Company License | Approved | 2026 |
| Ohio | RM.502070.000 | Residential Mortgage Lending Act Certificate of Registration | Approved | 2026 |
| Oklahoma | LNR13659 | Lender Name Registration (Other Trade Name) | Approved | 2026 |
| Oklahoma | ML013658 | Mortgage Lender License | Approved | 2026 |
| Rhode Island | 20265045LL | Lender License | Approved | 2026 |
| Tennessee | 222524 | Mortgage License | Approved | 2026 |
| Texas | - | Mortgage Company License | Approved | 2026 |
| Wisconsin | 222524BA | Mortgage Banker License | Approved | 2026 |
Displaying 23 active licenses across 21 states. Source: NMLS Consumer Access, Homestead Financial Mortgage (NMLS #222524).
State license information may change over time due to renewals, amendments, regulatory updates, or company licensing changes. Consumers should verify the most current licensing information through NMLS Consumer Access or applicable state regulatory agencies.
Company licensing does not automatically authorize every mortgage loan originator affiliated with the company to originate loans in every listed state. Individual MLO licensing should be verified separately.
Verify Licensing Through NMLS Consumer Access
Consumers can verify mortgage company, branch, and individual mortgage loan originator licensing information through NMLS Consumer Access. NMLS Consumer Access is a public resource that allows consumers to search licensing and registration information for mortgage companies, branches, and individual mortgage professionals.
NMLS Consumer Access provides public access to license information for companies and individuals in the mortgage industry. NMLS is the official licensing system of record for participating state agencies.
Equal Housing Lender & Fair Lending Statement
Homestead Financial Mortgage is an Equal Housing Lender. We conduct business in accordance with applicable federal and state fair lending laws.
We do not discriminate against applicants in any aspect of a credit transaction on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of an applicant’s income derives from a public assistance program, or because an applicant has exercised rights under the Consumer Credit Protection Act.
Fair Lending Commitment
Regulation B states that a creditor shall not discriminate against an applicant on a prohibited basis regarding any aspect of a credit transaction. The ECOA/Regulation B framework is designed to promote credit availability to creditworthy applicants without regard to protected characteristics.
General Mortgage Disclaimer
Information on this website is provided for general informational and educational purposes only. This website does not constitute a commitment to lend, an offer to extend credit, or a guarantee of loan approval, interest rate, annual percentage rate, monthly payment, loan program, closing cost, cash-out amount, debt consolidation result, refinance savings, or closing timeline.
All mortgage loans are subject to credit approval, underwriting approval, property approval, investor guidelines, agency requirements, documentation requirements, title review, appraisal review, and applicable federal and state regulations.
Mortgage programs, rates, fees, terms, conditions, underwriting guidelines, and availability are subject to change without notice. Not all loan programs are available in all states or for all borrowers.
State Availability
Greg Aftayev is currently licensed to originate mortgage loans in Illinois, Indiana, and Missouri. Mortgage services through Greg may not be available outside these states.
Homestead Financial Mortgage may maintain company licenses in additional states; however, company licensing does not automatically mean Greg Aftayev is individually licensed to originate mortgage loans in every company-licensed state.
If a consumer is located in a state where Greg is not individually licensed, Homestead Financial Mortgage may be able to connect the consumer with another licensed mortgage professional where permitted by applicable law and company policy.
Please Verify Before Applying
Advertising, Rates & Payment Examples
Any interest rates, annual percentage rates, monthly payment examples, loan scenarios, refinance savings examples, cash-out examples, debt consolidation examples, affordability estimates, or cost illustrations shown on this website are for general informational and illustrative purposes only unless specifically stated otherwise.
Actual rates, payments, fees, terms, loan options, cash-to-close, savings, refinance benefits, and qualification results depend on multiple factors, including but not limited to borrower credit profile, income, assets, debt obligations, documentation, property type, occupancy, loan amount, loan-to-value ratio, program eligibility, market conditions, investor guidelines, agency requirements, and underwriting approval.
If any page or advertisement states specific credit terms, those terms must be terms that are actually available or expected to be available under applicable conditions. Additional disclosures may be required when specific rates, payments, down payments, finance charges, or other credit terms are advertised.
Regulation Z requires that if an advertisement for credit states specific credit terms, it must state only those terms that actually are or will be arranged or offered by the creditor. Regulation Z also has specific advertising requirements for payment amounts and applicable time periods when certain payment terms are advertised.
No Legal, Tax, Investment, or Financial Planning Advice
Content on this website is provided for mortgage education and general informational purposes only. It should not be considered legal advice, tax advice, investment advice, financial planning advice, real estate advice, divorce advice, or estate planning advice.
Consumers should consult their own attorney, tax advisor, financial planner, real estate professional, accountant, or other qualified professional regarding their individual circumstances.
Greg Aftayev and Homestead Financial Mortgage provide mortgage-related information and mortgage financing guidance, but they do not replace independent legal, tax, investment, or financial planning advice.
This Is Especially Important For
Government Loan Program Disclaimer
Homestead Financial Mortgage and Greg Aftayev are not affiliated with, endorsed by, or acting on behalf of any government agency.
FHA, VA, USDA, state housing agency, down payment assistance, first-time homebuyer, and other government-backed or government-related programs are subject to borrower eligibility, property eligibility, agency guidelines, funding availability, documentation requirements, and program terms.
Program availability, benefits, eligibility requirements, assistance amounts, and guidelines may change without notice. Not all borrowers or properties will qualify.
References to FHA, VA, USDA, or other government-related mortgage programs are provided for educational purposes and do not imply government endorsement.
Testimonials & Reviews
Testimonials and reviews displayed on this website reflect individual experiences and opinions. They may not represent all customer experiences and should not be interpreted as a guarantee of future results, loan approval, interest rate, program availability, closing timeline, or customer outcome.
Loan approval, loan terms, interest rates, costs, closing timelines, and available mortgage options depend on each borrower’s qualifications, documentation, property details, market conditions, investor requirements, agency guidelines, and underwriting approval.
Reviews and testimonials should be based on real client, customer, or partner experiences. Reviews should not be created, purchased, edited, displayed, or presented in a way that misrepresents the reviewer’s actual experience.
Source Transparency
The FTC’s Consumer Reviews and Testimonials Rule went into effect on October 21, 2024, and prohibits fake reviews and testimonials, including buying or selling fake reviews. Civil penalties apply for knowing violations.
Privacy & Use of Information
Information submitted through this website may be used to respond to inquiries, provide mortgage-related information, assist with loan-related requests, schedule consultations, communicate about mortgage options, and support customer service or business operations.
Personal information may be handled in accordance with Homestead Financial Mortgage’s privacy practices, applicable privacy laws, and any privacy policy linked on this website.
Consumers should review the website’s Privacy Policy for more information about how personal information may be collected, used, shared, stored, and protected.
Website Accuracy & Third-Party Links
Homestead Financial Mortgage and Greg Aftayev make reasonable efforts to keep website information accurate and current. However, mortgage programs, licensing information, state availability, rates, guidelines, fees, loan terms, investor requirements, agency requirements, and legal or regulatory requirements may change without notice.
This website may include links to third-party websites, including but not limited to NMLS Consumer Access, review platforms, scheduling tools, video platforms, social media platforms, real estate resources, or other external websites.
Third-party links are provided for convenience only. Homestead Financial Mortgage and Greg Aftayev do not control and are not responsible for the content, security, privacy practices, accuracy, availability, or policies of third-party websites.
Users should review the privacy policies and terms of use of any third-party website they visit.
Questions About Licensing or Disclosures?
If you have questions about licensing, state availability, mortgage disclosures, or the information provided on this page, please contact Greg Aftayev or Homestead Financial Mortgage.
Greg Aftayev
Mortgage Loan Originator · NMLS #230559
Homestead Financial Mortgage
This page is provided for informational purposes only and may not include every disclosure required for every loan program, state, advertisement, or individual consumer scenario. Licensing information, program availability, disclosures, and regulatory requirements may change. Consumers should verify current licensing information through NMLS Consumer Access and consult applicable loan documents, disclosures, and qualified professional advisors before making financial decisions.